FREQUENTLY ASKED QUESTIONS: Q: How long will it take after I fill out the VIP Buyer Request Form before you contact me? A: We will review the information as soon as we receive it and can call you back no later than the next working day! Q: How Does Your Lease Option Program Work? A: We lease you the home with the exclusive right to purchase it at a later date, usually one year later. You can move you into your new home right away with no bank qualifying necessary. Our buyers love it because it gives them time to save up for a larger down payment, time to clean up past credit problems, time to sell another home, or to try out the neighborhood before buying. We are obligated to sell to you, however you are not under obligation to buy.

Q: How Does Your Owner Financing Program Work?
A: We offer owner financing where we can sell you a home without you having to qualify at a bank. You can start out with our lease option program and then move to conventional financing at a later date when you have additional money and/or improved credit. We are also able to finance a portion of the purchase price for those using conventional financing.

 

Q: How Much Down Payment Do I Need?
A: We are flexible with down payments. We can offer you many options and we will always do our best to work with whatever funds you have available.

 

Q: What Methods of Down Payment Are Accepted?
A: Unlike most lenders, we accept borrowed funds for closing. If you have a friend or relative willing to lend you money for a down payment, you can use that in our programs.

 

Q: Do You Offer Down Payment Assistance Programs?
A: Yes we do. If you are a bit short on a down payment we can set up a monthly payment plan spread out over 6-12 months.

 

 

Q: What Is The Interest Rate On Your Owner Financing?
A: We have many different financing plans available to meet your needs. All you need to do is send in the no cost, no obligation, easy application.  We work with good, fair, and ugly credit and applications are necessary to verify income and employment. We will then get back to you within 24 to 48 hours.